Mattress Protectors
Cooling Mattress Protectors for Guest Beds: Top Picks
7 picks compared
6 min read
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The short answerThe Sleep Number True Temp is our top pick for its active cooling and softness. The Linenspa Premium is the best value, offering breathable protection at a budget price. For a plush, quiet option, the SafeRest Premium stands out.
?How we pickedWe compare published specifications, safety certifications and thousands of verified owner reviews, and we do not physically test every unit. Read the full process in our review methodology.
Sleep Number True Temp
★★★★★ 4.6 / 5 Best Overall
The True Temp uses Outlast technology to absorb and release heat, keeping the surface cool. It has a soft, stretchy knit cover that feels like a high-end sheet. The protector is quiet and fits mattresses up to 15 inches deep.
Cooling Tech OutlastFabric Polyester knitWaterproof YesFit Up to 15 inches
- Actively regulates temperature
- Soft and quiet
- Deep pocket fits well
- Premium price
- May be too warm for some
Linenspa Premium
★★★★★ 4.5 / 5 Best Value
The Linenspa Premium offers a cotton terry surface that feels breathable and comfortable. It has a waterproof membrane that protects against spills and accidents. The elastic skirt fits mattresses up to 18 inches deep.
Cooling Tech Breathable cotton terryFabric Cotton terryWaterproof YesFit Up to 18 inches
- Very affordable
- Soft and breathable
- Easy to wash
- No active cooling
- May crinkle slightly
SafeRest Premium
★★★★★ 4.4 / 5 Best Budget
The SafeRest Premium is a vinyl-free protector with a cotton terry surface that feels comfortable. It is 100% waterproof and noiseless, making it ideal for guests. The fitted sheet style fits mattresses up to 18 inches deep.
Cooling Tech Cotton terryFabric Cotton terryWaterproof YesFit Up to 18 inches
- Budget-friendly
- Noiseless
- Waterproof
- Not actively cooling
- Thin padding
PlushDeluxe Premium
★★★★★ 4.5 / 5 Best for Allergy Sufferers
The PlushDeluxe Premium uses a bamboo-derived rayon surface that is naturally breathable and moisture-wicking. It is hypoallergenic and dust-mite resistant, ideal for sensitive guests. The protector is machine washable and fits up to 18 inches.
Cooling Tech Bamboo rayonFabric Bamboo rayonWaterproof YesFit Up to 18 inches
- Hypoallergenic
- Breathable and cool
- Eco-friendly material
- Slightly pricier
- May shrink if over-dried
Best for: Best for Allergy Sufferers
Ultimate Luxury
★★★★★ 4.4 / 5 Best for Hot Sleepers
The Ultimate Luxury features a cooling gel-infused top layer that draws heat away from the body. It has a plush quilted surface for added comfort and a waterproof backing. The deep pockets fit mattresses up to 18 inches.
Cooling Tech Cooling gelFabric Polyester quiltedWaterproof YesFit Up to 18 inches
- Strong cooling effect
- Plush feel
- Good for deep mattresses
- Can feel slick
- May be too cool for some
Best for: Best for Hot Sleepers
Beckham Hotel Collection
★★★★★ 4.3 / 5 Best for Luxury Feel
The Beckham Hotel Collection protector has a soft, brushed polyester surface that mimics a hotel sheet. It is breathable and noiseless, providing a comfortable sleep surface. The fitted design fits mattresses up to 18 inches.
Cooling Tech Breathable polyesterFabric PolyesterWaterproof YesFit Up to 18 inches
- Soft and luxurious
- Noiseless
- Wrinkle-resistant
- Not actively cooling
- May slide on smooth sheets
Best for: Best for Luxury Feel
SureGuard
★★★★★ 4.6 / 5 Best for Heavy Use
The SureGuard protector is made with a cotton terry surface and a waterproof membrane that is both breathable and durable. It is designed to withstand frequent washing, making it ideal for guest beds. The elastic skirt fits mattresses up to 18 inches.
Cooling Tech Cotton terryFabric Cotton terryWaterproof YesFit Up to 18 inches
- Very durable
- Breathable
- Machine washable
- No active cooling
- Slightly bulky
Best for: Best for Heavy Use
We compared specifications like fabric type, cooling tech, and waterproofing. We also considered owner feedback on comfort, fit, and durability to find the best options.
What to Look For
Cooling mattress protectors use various technologies, from breathable fabrics to active cooling gels. Consider the material: cotton terry is breathable, while Outlast and gel absorb and release heat. Check the waterproofing, as a guest bed needs protection from spills. Also look at the fit depth and ease of cleaning. Finally, read owner feedback about comfort and durability.
Cooling Technologies Explained
Active cooling technologies like Outlast and gel absorb body heat and release it when you cool down. Passive cooling relies on breathable fabrics like cotton or bamboo to wick moisture and allow airflow. Each has trade-offs: active cooling is more effective but may cost more. Passive cooling is often softer and quieter. Choose based on your guests' needs and your budget.
Guest Bed Considerations
Guest beds see less frequent use but need to be ready for any visitor. A protector with a waterproof layer is essential to guard against spills and accidents. A soft, noiseless surface ensures guests sleep well. Since guests come and go, a machine-washable protector is a practical choice. Also, a deep pocket design fits a variety of mattress heights.
How to Choose the Right One
Start by deciding if you need active cooling or if breathable fabric is enough. Consider the mattress depth and the protector's fit. Look for certifications like hypoallergenic if guests have allergies. Read owner reviews to gauge real-world comfort and durability. Finally, compare prices to find the best value for your needs.
Questions people ask
How does a cooling mattress protector work?
Cooling protectors use materials that wick moisture and promote airflow. Some have active cooling technologies like Outlast or gel that absorb and release heat. Others rely on breathable fabrics like cotton or bamboo. The goal is to keep the surface temperature lower and more comfortable.
Can I use a cooling mattress protector with a mattress pad?
Yes, you can layer a cooling protector under a mattress pad. However, the pad may reduce the cooling effect. For best results, use the protector directly on the mattress. If you prefer a pad, choose a thin one that doesn't trap heat.
Is a waterproof mattress protector hot?
Modern waterproof protectors are breathable, so they don't trap heat. They use membranes that block liquids but allow air to pass. Look for protectors with cotton or bamboo surfaces for added breathability. Avoid vinyl or plastic protectors, which can feel hot and noisy.
What is the best cooling mattress protector for a guest bed?
The best depends on your budget and needs. The Sleep Number True Temp offers active cooling for a premium feel. The Linenspa Premium is a great value with breathable cotton terry. For a budget option, the SafeRest Premium is reliable and noiseless.
How often should I wash a mattress protector?
Wash a mattress protector every two to three months, or more often if spills occur. Check the care label for specific instructions. Most can be machine washed and dried on low heat. Frequent washing can reduce the cooling effectiveness over time, so follow the manufacturer's guidance.
Can a cooling mattress protector fit any mattress?
Most protectors have deep pockets that fit mattresses up to 18 inches. Check the product specifications for the maximum depth. If you have a thicker mattress, look for a protector with extra-deep pockets. Some brands offer sizes for different mattress depths.
Are cooling mattress protectors worth it?
Yes, if you or your guests tend to sleep hot. They can improve sleep quality by keeping the surface cool. They also protect the mattress from wear and allergens. The investment is small compared to the cost of replacing a mattress.
What is the difference between a mattress protector and a mattress pad?
A mattress protector is thin and typically waterproof, providing a barrier against spills and allergens. A mattress pad adds cushioning and comfort, but may not be waterproof. Some protectors have a quilted surface for extra softness. You can use both together for maximum protection and comfort.
The bottom lineSo which one?
For most guest beds, the Sleep Number True Temp offers the best balance of cooling and comfort. If you're on a budget, the Linenspa Premium is a solid choice. Consider the specific needs of your guests, such as allergies or hot sleeping, to make the final decision.
